Easy Money: How YOU can earn it!

I don’t need more money -said no one ever!!! If you love shopping, traveling, going out and enjoying a good time, this costs money and I know you wouldn’t mind some extra cash (just like me!) to enjoy more fancy shoes, adventurous trips, social happy hours, and cool experiences.

One of the easiest ways you will ever earn money is by swiping a cash-back credit card! (I agree. . . this sounds TOO good to be true, but I am not kidding!)

For instance, I bank with Chase J.P. Morgan and applied for their Chase Freedom Unlimited credit card; once approved, I got an automatic $150 bonus for spending $500 within the following three months. Additionally, I started earning 1.5% cash back for all my purchases. The Chase Freedom Unlimited credit card offers:

  • No annual fee (YaY-hOoRaY!)
  • Unlimited 1% cash back on every purchase, every day
  • Earn a total of 5% cash back on up to $1,500 in combined purchases each quarter in bonus categories that change every three months such as gas stations, grocery stores, restaurants, and other categories. (In other words you can earn up $75 each quarter for the advertised categories, and once you max out, you earn 1 point for every dollar spent).

So pretty much this is what it comes down to. . . you get 1 point per dollar spent on everyday purchases, and 5 points per dollar spent on purchases in the categories highlighted during each quarter. Note: Every 100 points you accumulate is equivalent to $1.00

SECRET: Every year, from January to December, I use my cash-back credit card to accumulate points from all my purchases. From drinks, meals and  groceries to bills, rent and insurance, I pay for everything and anything that I can with a credit card to earn as many points as possible.

TRUE FACT: This practice has helped me redeem an average of $350 to nearly $400 per year!! (I typically use this “bonus” to shop for Christmas gifts).

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